Is there a cheap dental insurance that covers my problems?
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None of the dental insurance policies will cover cosmetic work.
Most will cover pre-existing (with the exception of already missing teeth) but there will be a waiting period of anywhere between 6 and 36 months, depending upon the procedure and the company. Whether or not they are "cheap" will depend upon your definition.
You may want to look into a dental school, where you can get good service at a reasonable cost by students supervised by dentist. You can find the nearest school here: http://yourhealthplanadvisor.com/Dentalschools.html
Im wondering the same thing! My answer is gonna be of NO HELP, because i’m in the same boat. But im thinking about calling my dentist and asking if there is a dental insurance that he recommends? The last thing i want is to be stuck paying some insurance that wont even help me pay for my work!!