Can I add Dental coverage to my COBRA plan?
Tuesday, February 9th, 2010 at
4:48 pm
I as laid off in mid February (a little over 4 months ago). At the time I only chose to have COBRA for health insurance. I never thought I’d still be out of work when it came time for dental checkups, but that time is now coming up. So can I change my COBRA plan to now include dental coverage, or is it too late?
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Unfortunately, the answer is NO. However, you do have options, if you were to visit http://www.marcosvicentefinancial.com and click on the Health Care page, scroll down until you see Madison Dental, you can get a few quotes and compare your choice of programs — and apply right online. If you are strapped for money (within your budget) you can scroll back up until you see CAREington Dental and that is a discount plan for about $12 per month (for the entire house hold). A lot of times actual Dental coverage plans are not worth the premiums; annual limitations, annual deductibles, 6 months to a year long waiting periods, monthly premiums, coinsurance percentages, & copays per visit !!! Besides, most of the time… "cash is king" at the dentist office and in the long run you’ll be better off putting all that coin in your pocket and only spending when you actually need to go in for a cleaning or have work done.
Sincerely,
MarcosVicente
You’d have to ask the employer. I doubt it.
Too late. You can buy a discount plan though for the whole family for about $9-$10/month. I have some links on my site.
It is too late to add dental coverage under your COBRA plan. A person typically has 60 days.
You can look at purchasing an individual dental plan, but it is not always worth it to a person to do this. Find out how much an individual dental policy costs per month, and then compare that to how much a dental checkup may cost. You may save more money in the end by just paying for the checkup yourself. Most dental plans pay a maximum amount of $1000 a year as well.
No. If you had no dental at the time you lost your job, you can’t add it now.
Be honest,It will take a while to find the ideal answer for the your question.provide a relevant resource here http://www.healthinsurance-onlinetips.info/health-insurance-for-free.htm for your reference,hope it helps.
You could just go with a dental plan they usually work pretty well. DentalPlans.com is the biggest and coupon code: PLAN10 still takes 10% off last time I checked.