Need $6K for dental implants. Which is better 4 my credit, get a loan or use balances on cred cds?
Sunday, March 14th, 2010 at
3:25 am
I heard taking a loan will be negative on the report.
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Do you need them right now? Is it something you can save up for? If you can somehow wait and save to pay cash, you might be able to get a cash discount.
Why not check out http://www.carecredit.com .
When the balance on your credit cards go over half the available limit it drops your credit score. Absolutely take out a personal loan.
A loan will look better on your Bureau and will also give you the added bonus of keeping the room on your credit cards open.